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The next big ticket item on our budget is definitely our transportation expense. This will include this like your car payment and how
much gas you put in your car every month. This is an important part of our
budget nike air max 97 mens nz , because your car is a vital part of your lifestyle. It helps get you to work, so you can make money to support your
lifestyle and it helps you get out to do things you enjoy, because work and
money are not everything.

The first thing you need to list when you are making out the budget for your transportation expenses is your car payment. If
you don?t have a car payment, congrats! But, this is often the second biggest
monthly payment people make next to their mortgage. Most likely you have a set
amount you pay the bank every month and like your mortgage, this payment doesn?t
fluctuate. So, its pretty safe to just list the amount you pay monthly on your
budget.

After you get your car payment down, then you need to list how much you spend on car insurance. Whether you pay it monthly, quarterly, or twice
a year, it is still important to include on your monthly budget, because if you
set aside money every month nike air max 97 nz , you?ll be amazed how easy it is to write that car insurance check every six months! Depending on your car insurance company, sometimes you
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also save money on your car insurance when you turn 25 or when you get married,
but your overall savings really depends on your insurance company, so if you
feel like your company isn?t doing all it could for you, then maybe its time to
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Your fuel expense is the next item on this part of your budget. Because of rising gas prices, this may be another portion of your budget
where you should figure a little higher, and this maybe an area you would want
to transfer the savings from other areas of your budget. You can also conserve
gas by making a list before you go out and doing everything on your list,
instead of coming home several times and having to make several trips. Need to
pick your kids up from school at 3:00? Maybe you could save that trip to the
grocery store until right before you have to pick them up. If you live close
enough to bike or walk to where you need to go, give yourself extra time and do
that instead wasting gas to go a mile up the road. Conserving fuel is hard, but
it is possible.

Another part of your transportation budget that you may not think about is the amount of money you spend on repairs and car services.
This amount should include the amount of money you spend on oil changes, check
ups, and inspections. Its also a good idea since you probably don?t do those
things every month nike air vapormax flyknit nz , to put money away every month for those expenses, plus bigger car expenses like new tires, a new transmission, or fuel
pump because you never know when the worst will happen, but it helps to be
prepared for it.

It?s harder to cut cost in this transportation area of your budget to save money, but this may be an area you want to put your savings
from other areas of your budget, to give yourself some wiggle room. This is
definitely one of the places most of your finances might go, but that is why you
are writing your budget down on paper, so you can evaluate each part of your
expenses and see where all your money is going.
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