Workers' Compensation Insurance-Benefits For EmployeesMandatory workers' compensation insurance is invaluable to both you and your employees. It can help cover medical bills and a portion of lost wages for employees that are injured or become ill due to work-related events. It can also help cover funeral expenses if the work-related event results in a death.
Workers' Comp-Benefits For Your BusinessAccidents happen, but workers' comp provides your business with a safety net that helps prepare you for the unexpected. In addition to helping cover medical bills and lost wages, the coverage may help with vocational rehabilitation services to assist getting your employee back to work. It can also help with legal costs in the event of a lawsuit.
What is covered in a Workers' Comp Policy?
Workers' comp policies differ by where you operate but usually provide coverage for employees', owners' and officers' injuries or illness that occur due to their job duties. In general, a workers' compensation insurance policy covers:
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