Not everyone in the UK has the ability to purchase property using their own funds
https://www.ascotmortgages.co.uk/mortgages/buy-to-let/. However, buying property in the United Kingdom, including its capital, with the assistance of credit funds is a highly appealing financial option compared to many other countries. The mortgage lending system is well-established in the UK, with buy-to-let mortgages being a prominent feature. Numerous families acquire homes using this approach. Opting for a mortgage loan for property purchase significantly broadens the range of affordable properties.
The UK's legal framework doesn't place restrictions on foreigners' rights to purchase property, and non-residents have nearly identical opportunities to apply for mortgage loans as the country's citizens. This openness makes the UK an attractive destination for property investment, providing equal access to mortgage facilities for both residents and non-residents.