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Riba = Sood

Sood ...yah word mainay bohat bar suna hay
but is k HARAM honay ki wajah ka nahin pata

koi sahi say is k barey main bata sakta hay

Laina to haram hay hi but kia DAINA bi haram hay


muslims countries main to Na dainay ki samajh ati hay
but yahan baher k countries main to loan wapis kartay time
aap ko ZAROOR daina parhta hay SOOD bi...
to iska bi kia same hi gunah milay ga?





Posted on 12/5/2006 10:04:35 PM

sood ka matlab hai esi investment jis main apko kisi los ka khatra na ho mean kay ap apni invest kar dayn or us pay sood ya profit laytay jayen or fix date kay bad apko apni invest wapis bhi il jaye woh sood hai hilal inevt wohi hai jis main ap beshak khud koye kam na karayn lakin apko profir or los dono share karnay paray apni invt kay hisab say
jahan tak daynay wali bat hai mera nahin khyial kay uska gunah hoga kyionkay woh hamayn nahin mil rahi balkay hamayn apni majbori ki wajah say dayni par rahi hai

Posted on 12/6/2006 11:52:57 PM

jahan tak may nay suna hay

laine wala
daine wala
likhney wala
etc sab aa jatey hain

Posted on 12/7/2006 2:47:46 AM

thanks arbab and mmja
but mujhe sahi answer chahiyay
books etc say

ya jis ka aap ko PAKKA ho k "aisa hay"

Posted on 12/13/2006 9:26:25 PM

you welcome
yeh to clear hai woh invt jis main nuksan ka khatra na ho mean kay srif profir ji profit ho woh sahi nahin hai chaye kuch bhi ho jaye

Posted on 12/14/2006 1:07:38 AM

haan right
books waghaira say may nahi day sakta laiken may nay poocha hay khud

answer yahi mila tha
lainey wala
dainey wala
likhney wala

sab aa jatey hain is may

Posted on 12/14/2006 7:49:23 AM

aue mmja ki baat k jis may nuksan ka khatra naa ho
woh theek nahi cahey jo bhi ho jay

Posted on 12/14/2006 7:50:03 AM

>Aasera<:
Sood ...yah word mainay bohat bar suna hay
but is k HARAM honay ki wajah ka nahin pata

koi sahi say is k barey main bata sakta hay

Laina to haram hay hi but kia DAINA bi haram hay


muslims countries main to Na dainay ki samajh ati hay
but yahan baher k countries main to loan wapis kartay time
aap ko ZAROOR daina parhta hay SOOD bi...
to iska bi kia same hi gunah milay ga?









okie i am assuming your talking about pigs right?


back in the Prophet's time (P.B.U.H.)
their was alot of people dieing from badly stored meat, espically pork, the prophet (P.B.U.H.) forbidded muslims to eat it for this reason

muslims still keep to that doctrin and value because:

Pork has 60 types of bacteria, after cooking it, it still has 57 types of bacteria on it, it has no nutritional value what so ever.

Pigs actually eat their own waste (disgusting but true) cows chickens etc do not

Pigs have been used as evidance in murder cases where they have actually ate human bodies, they will eat anything and everything

i came across this on an islamic website last year when i was doing some research into sha'riah law

An't u glad u muslim

Posted on 12/14/2006 2:08:49 PM

i wud like to invite frenkistien to join this topic that buddy have alot knowladge abt sood related to isalamic point of view
so plz wait guys.im his secratry

Posted on 12/14/2006 2:12:44 PM

pudgeeeeeeeeeeeeeeeee
SOOD = interest
SOOR = porc




well,,
pehle to yeh pata hona chaiye k sood or riba hota kya hai.. almost tamam ulema iss baat me mutafik hein k riba aur interest aik cheez hein,, then we shd define wot is sood from an eco point of view

"the excess of money paid by the borrower to the lender over and above the principal for the use of the lender s liquid money over a certain period of time"

"the price of rental for the use of money"
.........
the word RIBA has been extracted from Raba, it means addition, increase... riba literally means to increase, to grow to rise, to add, to swell

in Shariha riba technically refers to the premium that must be paid by the borrower to the lender + the principal amount as a condition for the loan or for an extension in its maturity

one thing is sure,, money capital and goods cant b treated on same bases. not only Islam but all monotheist religions prohibit or abhor money lending

sirf sood nahi har woh daulat jo bager mehnat k kamai jae haram hai,, like rishwat, jua, etc..



haram hone ki waja tab samajh aati hai jab hum apni zaat se bahir nikal k social point of veiw samne rakhte hein
kissi bhi mulk mei ameer ya gareeb hone mei koi kharabi nahi hai,,, kharabi wahan hoti hai jab dono k darmyan fark bohot zyada ho jae,, aur yeh fark capitalist sys mei zyada se zyada hota ja raha hai,, its said that capitalism ko khatam karne liye sirf interest ko prohobit kar dena kafi hai
do u understand wot does it mean???


yarr im reaallyy bad in eco..... just hate this subject



khair i understand wot u want to say,, like living in a western country credit sys k bager kaam chal hi nahi sakta,, for example its impossible to buy a house or a new car in cash

hmmmm id simply say that........
ghar ya gari khareedna zindagi ki "zaroorat" nahi hai so iss k liye sood jaisi cheez k chakar mei parna shayad theek na ho
i think im being a bit radical.. help SD

Posted on 12/15/2006 2:43:56 AM

yes,s.d.and badal needed once again.
ashiii ne jo kaha sab theek he.
lekin kal se mujhe aik aur confusion ho gai he.
kal aik irani scholor ki book mili,jis ka naam he
GUNAHAN-E-KABIRA
its a translation from the original persian book,aur is main jo chapter RIBA k bare main he,us main yeh likha hua he k....
sood musalmanon k apas main to haram he lekin non-muslims k sath jaiz he so long as it is muslim who receives the interest,and kafir who pays it but if it is the other way round then it is also forbidden.
ab yeh baat mere dimagh main to bilkul nahin beth rahi,
sood ko haraam qaraar dene ka maqsad hi yeh he k muslims apni mehnat ki kamai khain.aur islam k samne sirf musalmanon ki nahin bulk poori insaniat ki bhali hoti he.
yeh kya baat hui k ap non muslims se sood le ker khate raho.
i want to know k sunni point of view is silsilay main kya he.aur us scholor ne jo kuch likha he kya tamaam shia theologians us se agree kerte hain

Posted on 12/15/2006 5:36:34 PM

mmja
Arbab
Asian ( us k barey main bat to nahin ki thi but jo tumnay bataya wo bi jan.na tha mujhe... thanks soni girl )
Ashi
Nikamma
thanks guyz...


mainay sab ki posts parh li hain sab topics main

and ziada tar batain samajh bi a gai hain :)
but reply ka abhi time nahin hay...
xamz start ho gey hain...
3 projects milay hoay hain...
+ job... tooo bz
pray for me please

Insha ALLAH jab next time ai online to i will reply..
but tab tak aap logon ko kuch aur kahna ho to zaror post kijiyay ga coz main chk karti rahongi.
and main new topic bi bana kar ja rahi hon k aap log un par bi discuss kar lain merey aney tak :$ hehe






Posted on 12/16/2006 5:38:34 AM

nikama
it sounds funny,, yeh to aise hua k jaise sharab bechna haram hai par gair-muslim ko bech do,, ya jua khelna haram hai par gair-muslim k saath khel lo
heheeheee...
kuch log to yeh bhi kehte hein k,,, be-imani karni hai to gair-muslim k saath kar lo,, par muslim bhaiyon k saath nahi



oups,,, back to the topic,,, welll,, me ne kuch aisa parha hai k...
like our "sheik brothers" jinn k paas Allah miyan ka diya itna hai k sambhale nahi sambhalta gareeb muslim mulkon ki help karne, univ banane ya apni kaum ki taleem pe kharch karne ki bajae gair-muslims k saath karobar karte hein (jo k karna bhi chaiye, ab paise ko zaya thori karna hai)
han to aise mei woh log interest wusool nahi karte kyun k haram hai,, aur woh paisa banks mei paray paray sarta rehta hai,, ulta gair-muslims banks/companies ko faeda deta hai
iss situation mei interest ka paisa le k kissi welfare kaam mei kharch kar dena,,, woh bhi aise k uss se sawab ki umeed na rakhi jae......... yeh ja'iz hai
hmmm,, yeh baat dil ko lagti hai,,

ab 'welfare' ki definition change kar di jae apne faede k liye to hum ko apni baat wapis leni paray gi





cham cham chammm
thnx ki baat nahi,, aik lecture k 100€ charge karte hein hum,, late payment pe 30% anual interest k hisab se

Posted on 12/16/2006 4:12:04 PM

best of luck

Posted on 12/17/2006 1:16:39 AM

well being a banker i wud like to share few things

many ppl ask me k kiya tumhari Job jaiz hai kiya is kee salary jaiz hia .. coz u r in involved in Riba , Sood , Interest biz

per mein hamesha yehi kehta hoon k Riba free society kaheen bhi nahi is time pori duniya mein even saudia mein bhi ..per its not fair

but rahee baat bank kee salary kee tu woh jaiz hai coz we r performing services n woh us k against kee salary haram nahi ho sakti

Riba . aaj kal debate aam hai banks mein bhi riba k barey mein so including ma bank kafi banks ney ISLAMIC BANKING DIVISIONS bana diye hian takey wahan per riba k against banking kee ja sakey ..

its a step toward riba free society ,... but i dont think so k itnee asani ey yeh kaim ho sakey gee

The literal meaning of interest or Al-RIBA as it is used in the Arabic language means to excess or increase. In the Islamic terminology interest means effortless profit or that profit which comes free from compensation or that extra earning obtained that is free of exchange.

If we explore the Qur’an we will come across at least four places where Allah has mentioned interest.

The first one is in Surah Al-baqarah verse no.275

"Those who devour usury will not stand except as stands one whom the Satan by his touch has driven to madness. That is because they say, "trade is like usury", but Allah has permitted trade and has forbidden usury",

In the next verse verse 276 in the same place he says,

"Allah will deprive usury of all blessing, and will give increase for deeds of charity, for he does not love any ungrateful sinner."

Two verses later in verse 278 he says,

"Oh you who believe! Fear Allah and give up what remains of your demand for usury if you are indeed believers."

In verse 279 he says,

"If you do not, take notice of war from Allah and his Messenger sallallahu alaihe wasallm but if you repent you shall have your capital sum. Deal not unjustly and you shall not be dealt with unjustly."

In the second place in Surah Aal-Imran, verse no.130 Allah says,

"Oh you who believe! Devour not usury doubled and multiplied; but fear Allah that you may prosper."

In the third place in Surah Al-Nisaa’ Allah states in verse 161,

"That they took usury though they were forbidden and they devoured peoples wealth wrongfully; we have prepared for those amongst them who reject faith a grievous chastisement."

In the fourth place, Surah Al-Room, verse no.39 Allah mentions

"That which you give in usury for increase through the property of people will have no increase with Allah: but that which you give for charity seeking the countenance of Allah, it is these who will get a recompense multiplied."

Allah hum ko taufeeq dey k hum riba sey paak society ko bana sakein n Allah k bataye hoyee tareekoon sey zindagi guzar sakein , Ameen

Posted on 12/17/2006 4:39:13 PM

fragi
thanks for such a detailed reply.its a good thing that so many banks have now accepted islamic modes of finance as reality and every day new isalmic products are being launched by so many banks.but after 9/11 even the islamic financing is being looked upon suspiciously by the west.just as c.e.o of albaraka financing said a couple of months ago that islamic financial inst. should withdraw their money from non-islamic countries and use them for the welfare of ummah.its not likely to happen but it goes to show that pioneers in islamic financing are now concerned over the future of islamic financing.saudia's mehmood al-faisal also expressed similar concerns over the issue.
besides i think that gradually we should move forward towards a RIBA-free society,just giving ppl a choice is not enough,plus many islamic products in pakistani market atleast are attractive for the lenders not for the borrowers and that defeats the very purpose of riba free financing.
so much more needs to be done.

Posted on 12/17/2006 5:26:25 PM

well abhi bohat kuch hona baki hai,coz aap car financing ko Car Ijarah kar k sale tu kar lo gey per kiya woh 100 % islamic mode hai ... ???

coz already conventional banking mein bhi car financing jo ho rahee hai woh Morabaha Mode of financing per ho rahee hai . woh 100 % islamic mode nahi per its very much near to islamic mode ,,

One question is there ..... kiya agreed profit Riba nahi ????

Posted on 12/17/2006 6:17:09 PM

i think modarba type financing ka profit RIBA nahin he.
but personaly i have quite a few reservations about these present modes of islamic financing.as a friend put it,khanzeer per jitni bhi takbeer perh lo vo haraam hi rehta he.
and ironically most of the islamic banking products have been proposed and formulated according to the guidelines given by harvard islamic financing project,main aj k the news main hi is k bare main perh raha tha.many scholors there are muslims but they are just experts in finance,they are not genuine islamic theologians who can interpret the modern banking conditions in the light of quran and sunnah.
but still something is better than nothing

Posted on 12/17/2006 6:47:19 PM

yeah .. but mein hamesha sochta hoon k kissi ko dhoka dena us jurm sey bhi bara jurm hai

Posted on 12/17/2006 6:49:37 PM

he to aisa hi lekin is ka koi hal bhi nikaltanahin nazar nahin a raha atleast near future main.

Posted on 12/17/2006 6:59:01 PM

nahi waisey working to ho rahee hai ...

kafi banks ney kafi kuch socha hia but lets see k kab implement hota hai sab kuch

Posted on 12/17/2006 7:05:46 PM

Let me say sorry to keep my veiws in this forum as I am a non-muslim person.But what is my observation towards Islam and other religens is that they all are made to civilise a society. Inki policies ko follow karke koi bhi socity khush, developing bani rah sakti hei.

Related to topic, Sood (interest)lena jayaz bhi hei aur najayaz bhi, it depands on situations, ki loan ki vazah kya thi..!

NAZAYAZ tab hei jab kisi ne loan apni buniyadi zaruraton ko poora karne ke liye liya hei. Maslan kisi ke paas khaanaa khaane, apana ya apne beloveds ka eelaaj karaane ke liye paise nahin hei aur loan lena uski mazboori ban jae kuon ki uske paas aur koi charaa nahin hei. Aese aadmi se sood lena mere khayaal mein harram hei.

ZAYAZ tab hei jab loan lene ki vazah money ko stock ki tarah use karna ho. Maslan mei business mei invest karne ke liye loan le raha hoon. to yahan loan lene ka intension us paise se aur paisa kamaana hei. to yahan mere khayal se sood haram nahin hei. Ya aur koi sahuliyat hasil karne ke liye maslan achha ghar khareedne ke liye bhi sood zayaz hei.

IN short agar loan buniyadi zaruraton ko poora karne ke liye mazboori mei liya gaya hei to sood haram hei aur agar sahuliyat hasil karne ke liye liya gaya hei to haraam nahin hei.

Posted on 12/22/2006 8:07:05 AM